Credit Card EMI or Uni Pay 1/3rd

Buy Now Pay Later (BNPL) services have increased in popularity in recent years and are ready to become a popular mode of financing.

BNPL has now established itself as a more comfortable payment option, reducing borrowers’ financial stress by providing no-cost EMIs.

Uni Cards, which recently secured $18.5 million in financing, has launched its Uni Pay 1/3rd card.

Uni Pay 1/3rd card is not a credit card, even though it functions similarly to a conventional credit card on the surface.

Your monthly spending may be paid back in three equal monthly payments with no interest or fees.

You can also choose affordable longer EMI plans from 6, 9, 12, 18+ months.

Customers can also choose to pay the total amount if they decide not to pay in installments, and in exchange, they will receive a 1% incentive in the form of cashback.